Do you remember the Personal Finance Management class in between Science and Geography when you were in school? I don’t. Because it didn’t exist. It doesn’t exist today.
I’m not a huge fan of the word minimalism. I prefer, intentional ownership. But I’m also a reasonable blogger, who understands nobody is searching for the term, “intentional ownership.” If you’re new to the concept, or at least to practicing it, these are some easy steps you can take today to start the journey… and it is a journey, not a destination.
I love reading finance books. I read one book a week, and more than half of those are financial in nature. But if there’s one thing I’ve learned through reading, it’s that no book is going to solve your problems for you.
I’ve sat down with many married couples to discuss their finances. When finances are combined, it’s a simple process. We can figure out the best way forward, according to their financial goals within the realm of their marriage. When the finances are separate, it complicates the process. I’m not saying it’s wrong, but it’s more difficult.