Finance Isn’t Taught in Schools

Why? Well, there are five reasons…

Qualification

Only one in five teachers feels qualified to teach a finance class

Instructors

There aren’t enough instructors to teach a finance class

Testing

Personal finance isn’t part of the ACT or SAT

State Guidelines

Education is up to the states, and each state has different ideas

Disagreement

There isn’t much agreement as to which finance concepts would be taught

Learn More About Finance in Schools

But We Can Do Something About It

Financial education is left to the parents, but we often feel unqualified.

80% of U.S. adults say they could use help with financial situations.

So, how are parents who need help themselves supposed to help their children with financial literacy?

That’s where our 5 foundational articles come in:

We have to prepare our kids to handle thier finances before they leave for college.

Unless they’re going for a finance degree, college won’t teach your children about money either.

They could end up with a high income and no clue how to handle it (look at the typical NFL or NBA player).

All too often, money is a taboo subject.

As children, we’re taught never to discuss money, which is why kids know absolutely nothing about their parents’ financial situation. Those children become adults who don’t know anything about finances.

And that’s where most people stop. But it doesn’t have to end there.

You may be a parent who feels inadequate to teach your kids about money, but you’re fully capable. Trust me. If I can do it, you can do it.

We can equip our children to win with money.

Who Am I?

My name is Kalen. I’m an author and financial coach, but I wasn’t always money savvy.

My wife and I were $24,000 in consumer debt when she handed the finances over to me. She was stressed out, and I wasn’t helping.

I had been raised on credit cards and bad decisions, and it was showing heavily in our finances.

I was like most adults when it comes to money: clueless.

When I finally realized I was spending more money than we had, I decided to become a serious student of finances.

We worked hard to become debt-free. I followed my dream to join the military.

While climbing out of debt over the course of two years, I read hundreds of finance books and completely changed my perspective. I went from knowing absolutely nothing about money to having a solid plan for leaving a legacy to my children.

Countless finance books, classes, seminars, and a BA in Finance later, I’m successful with my finances. I’ve been blogging and teaching about money since 2013, and then I realized something…

I was spending all my time helping people fix their money problems, instead of going to the root of the issue.

That’s when it hit me. Our children are the roots!

If our children knew how to handle their money, we wouldn’t be helping them dig their way out of debt in 10 or 15 years.

I created Freedom Sprout to fill a void.

That’s why I started Freedom Sprout in 2018.

That’s why I wrote Intentional Children:

Everything you need to know about raising money-smart kids who know their purpose. From budgeting, college, and investing to advertising, gratitude, and technology.

Learn more

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Now, it’s exploding into a new generation of money-smart kids!

A Few of the Places we’ve been featured:

Answers to the Money Questions

Do you have questions about raising debt-free kids, smartphones, the media, or saving money on groceries and other family expenses?

If so, read these:

Guides to Simple Living

Want to live a simpler life?

If so, read these:

Guides to College

Have questions about paying for your child’s college?

I’ve got you covered…

Raise Money-Smart Kids

When it comes to raising money-smart kids, I’ve got you covered.

Start with the basics…

Raise Generous, Grateful, Gritty Kids

Want to instill a sense of gratitude, growth, and grit into your kids?

You’ll want to read these:

Erase the Effects of Consumerism

Gratitude and thankfulness must be taught because our society is focused on consumerism. It’s alarming how advertisers are increasingly targeting children in their marketing schemes. We’ve got to be prepared for this.

Here’s how we prepare…

We’ve also created some guides to help children start earning money.

[Your kids will want you to] read these:

The Future of Freedom Sprout

This is our ultimate goal and vision:

To sprout a future of financial freedom for 1,000,000 children.

We will accomplish this through our YouTube channel and our blog.

We are designing a finance course that encompasses all of the financial areas kids need to understand. Don’t worry, it will start with a mini course for parents to get up to speed. There will be videos for adults to teach their children, as well as videos for children themselves.

We’re projecting to publish a book in 2020 that breaks down all of the key ideas on money & mindset — the stuff kids need to know. It’s not just a children’s finance book; it’s a children’s success book.

As long as Freedom Sprout exists, this is our promise to you:

We will never hinder your reading experience with advertisements
We will never “up-sell” or “cross-sell” anything to you at any point
We will never publish low-quality, sponsored content
We will base our writing on Biblical principles

Freedom Sprout is founded on Christian-based, Biblical teaching. The blog, book, and course are all filled with valuable information for anyone, regardless of their religious affiliation or beliefs. However, I want to be upfront. I am a Christian, and I use God’s principles for handling money, but you don’t have to be a Christian to appreciate Freedom Sprout.

This is growing, and it’s going to be huge. If you’re interested in being part of it, let us know, and we’ll see how you can help. You can stay updated here.

Don’t forget to check out our hand-selected list of recommended books and significant resources to teach kids about money.