“Does your spouse work or are they a stay-at-home parent?” That’s a funny question, because it eludes to the idea that stay-at-home spouses don’t work, whether that’s the questioners intention or not. My wife is a stay-at-home mom, and I can tell you right now: she works harder than I do most days and I have a “real job.”
What kind of financial future do you want for your kids? A successful future? A debt-free future? An intentional future? Since more is caught than taught (i.e. actions speak louder than words), we often say we want this financial freedom for our kids, and continue to live in financial ruin.
It’s a scary time for the economy right now. Fear is causing panic, which means the stock market has been about as reliable as Social Security benefits. Everyone is worried about their retirement portfolio, as they’ve seen those double-digit percentage drops. But we, as Christians and rational people, don’t have to worry.
15 years ago, If you would have told me I would be married with five children at this point in my life, I would’ve laughed at you. Well, that’s exactly how life is laughing right now. Life is funny — sometimes it’s a “haha” funny, while other times, it’s more about the irony of it all.
38% of US households have credit card debt. 43% of people with student loans aren’t making payments. Most people feel like they could be doing better with their money. In fact, the average American feels like a failure when it comes to finance.
You’ve seen the posts and memes: “My child is the most important thing in the universe to me.” “There’s nothing more important than my children.” “My children are my life.” Those are all phrases spouted with the best intentions, the utmost love, and typically a naive sense of how a healthy home functions.