These goals could collectively create a blueprint for your financial future. Many of these things aren’t even about the money. It’s more about what you become by accomplishing the goal than pure mathematical success.
Kids have the largest influence in what and where your family eats, entertainment choices, family vacations, and many other aspects of your life. Advertisers not only know this, they exploit it.
Years ago, when it seemed like everyone started reading finance books, one of the main things woven through most popular books was how making small decisions could lead to huge financial success.
The “5 Ps” say “Proper Planning Prevents Poor Performance.” That’s true, but when it comes to finance, I say, “Calculated Proper Planning Prevents Overspending,” or C-3PO. If you live by that phrase, your finances will be golden (ok, I’m done).
We did a 30-day no-spend challenge that turned into 90 days. This is how it worked, what happened, and how you can do it too.
A quick Google search can show you the arguments for whether it’s better to earn more or spend less, and in reality, it’s better to do both. But some people are really passionate about one way being better than the other. These are ways to start where you are and cut expenses first.