The average car payment is over $500/month, according to an Experian report from late 2018. Another report, from the US Public Interest Research Group (PIRG), shows that auto debt has risen 75% since the Great Recession of 2009.
38% of US households have credit card debt. 43% of people with student loans aren’t making payments. Most people feel like they could be doing better with their money. In fact, the average American feels like a failure when it comes to finance.
Our family loves to travel. We’ve been traveling Europe for the past few years, since we live there, but we’re just as excited to get back to the States and continue our travels. There’s just too many amazing things to see in the world.
The “5 Ps” say “Proper Planning Prevents Poor Performance.” That’s true, but when it comes to finance, I say, “Calculated Proper Planning Prevents Overspending,” or C-3PO. If you live by that phrase, your finances will be golden (ok, I’m done).
Budgeting is a simple concept that can be difficult in practice. We all know the basics of what a budget is, but most people don’t follow one.
When I first got into non-fiction, I remember reading several self-help books and articles that claimed to add time to your life… literally to every day of your life. How? In a roundabout way, they would tell you to stop watching TV.