Consumerism is an addiction for our society. We consume products, food, things… at an alarming rate. If you don’t understand consumerism and how to get out of the trap, it will affect you in every other area of your finances and your life.
The housing market is going crazy right now and since I’m not a fan of making rash decisions that will affect your life for many years, I thought it would be a good time for some timeless advice.
Budgeting is a simple concept that can be difficult in practice. We all know the basics of what a budget is, but most people don’t follow one.
The word “budget” sparks many different emotions. Some people swear by their budget. Some people swear at their budget. And others swear they had a budget, though they can’t seem to remember exactly what’s in it or where it’s at. There’s a case for each option.
I’ve talked about how I don’t really care about money before. I know it’s weird coming from a finance nerd, but it’s true. We give money and stuff too much value. That’s why the 10-year rule is so important.
These goals could collectively create a blueprint for your financial future. Many of these things aren’t even about the money. It’s more about what you become by accomplishing the goal than pure mathematical success.