Could you imagine not spending money for 30 days? I’m not talking about paying your bills, and keeping the lights on… keep doing those things. But what if you weren’t a consumer for 30 days? Or even 60? We’ve done 90.
I love when people ask me how many kids I have. When I say “five,” there’s always an expected humorous reaction. Sometimes we get the typical, “don’t you know what causes that?” Other times it’s, “wow, you have an entire basketball team.” Originality is not a requirement when responding to someone who just told you they have five kids.
The average car payment is over $500/month, according to an Experian report from late 2018. Another report, from the US Public Interest Research Group (PIRG), shows that auto debt has risen 75% since the Great Recession of 2009.
38% of US households have credit card debt. 43% of people with student loans aren’t making payments. Most people feel like they could be doing better with their money. In fact, the average American feels like a failure when it comes to finance.
Our family loves to travel. We’ve been traveling Europe for the past few years, since we live there, but we’re just as excited to get back to the States and continue our travels. There’s just too many amazing things to see in the world.
The “5 Ps” say “Proper Planning Prevents Poor Performance.” That’s true, but when it comes to finance, I say, “Calculated Proper Planning Prevents Overspending,” or C-3PO. If you live by that phrase, your finances will be golden (ok, I’m done).