Years ago, when it seemed like everyone started reading finance books, one of the main things woven through most popular books was how making small decisions could lead to huge financial success.
The “5 Ps” say “Proper Planning Prevents Poor Performance.” That’s true, but when it comes to finance, I say, “Calculated Proper Planning Prevents Overspending,” or C-3PO. If you live by that phrase, your finances will be golden (ok, I’m done).
We did a 30-day no-spend challenge that turned into 90 days. This is how it worked, what happened, and how you can do it too.
A quick Google search can show you the arguments for whether it’s better to earn more or spend less, and in reality, it’s better to do both. But some people are really passionate about one way being better than the other. These are ways to start where you are and cut expenses first.
President Trump reluctantly signed the spending and stimulus bill, paying out a second round of COVID-19 stimulus checks. Let’s look at how much you’re getting, when to expect your check, and how to spend it wisely.
A gap year can be one of the most memorable years of your life. If you plan it right, it can set you up for lifelong success. But it shouldn’t be worrisome. You shouldn’t feel like a failure if you haven’t got your entire life figured out at the end of it.