We love to eat out. When we plan a vacation or a weekend trip, one of the most important parts is planning where to eat. But we also have five kids. So we’ve adjusted to make it more affordable, and now frugality is our default. It’s easy.
I love when people ask me how many kids I have. When I say “five,” there’s always an expected humorous reaction. Sometimes we get the typical, “don’t you know what causes that?” Other times it’s, “wow, you have an entire basketball team.” Originality is not a requirement when responding to someone who just told you they have five kids.
The average car payment is over $500/month, according to an Experian report from late 2018. Another report, from the US Public Interest Research Group (PIRG), shows that auto debt has risen 75% since the Great Recession of 2009.
38% of US households have credit card debt. 43% of people with student loans aren’t making payments. Most people feel like they could be doing better with their money. In fact, the average American feels like a failure when it comes to finance.
Our family loves to travel. We’ve been traveling Europe for the past few years, since we live there, but we’re just as excited to get back to the States and continue our travels. There’s just too many amazing things to see in the world.
It’s not uncommon for someone to start a finance blog, write some good posts, and then disappear off the face of the earth. It’s easy to spot when you go to a blog and see that their last post was right around the time internet was invented. I’ve found some really great Christian and family finance blogs, while filtering out the ones that were updated while Lincoln was in office.