The most valuable email you’ll read for yourself and your kids in a few MOMENTS per week.
Sorry for being a few hours later than normal. I’m in Hawaii and forgot I was so far behind on time zones. I’m used to being 12+ hours ahead in Japan. Speaking of Hawaii, check out my latest YouTube Short about Hawaii (expectation vs. reality joke).
Eat less meat – We skip the meat a few times per week. Believe it or not, you can go a meal without meat and not die. It’s a much more cost-effective alternative to eating a lot of meat regularly, and there’s typically an added health benefit, as long as your meal is still nutritious. I’m pretty far from being a vegetarian, but there are plenty of meals that don’t have to have meat – think Mexican food!
Did you know Dave Ramsey created an entire children’s book of stories to teach kids about money? Check out Junior’s Adventures Storytime Collection. I figured this was more of an opportunity to teach your kids about money than a suggested read for adults – that’s why it’s in this section.
If you really want to minimize, downsize, or declutter, but… you really don’t want to… start with a small and easy step: remove duplicates. Find anything in your home that you have more than one of, and as long as you only need one, get rid of the extra. This can often reduce much more than you think.
If someone asked me what the best book on creating positive habits was, I’d say Atomic Habits by James Clear. It’s also the most popular book on habits, so that makes sense. I’ve been following James for over 10 years and I remember when he first published this book. It’s a game-changer for sure. If you haven’t read it, put it on your reading list. It literally applies to everyone.
Teach your kid how to be a savvy consumer and shopper. I always say, “It’s not about how much you make as much as it’s about what you do with what you make.” I think a lot of that is about how we consume. Smart spending/shopping is key to financial success. Read about the 7 BEs of Savvy Shopping – a guide I created to walk you through spending habits and patterns.
This is the best tip I know of to take the stress out of traveling and ensure you never forget anything again. Keep a standard packing list! I created mine in Google Tasks. I have multiple lists: one for when I travel for work, one for when my wife and I travel alone, and one for when the entire family comes. I also have a “do we need?” checklist for things that are only needed in certain circumstances (e.g. if we’re going somewhere without air conditioning and we travel by car, we bring a fan).
“For God gave us a spirit not of fear but of power and love and self-control.”
2 Timothy 1:7
What’s a new habit you could spend 5 minutes on today that would change your life if you spent 5 minutes on it every day for a year?