The most valuable email you’ll read for yourself and your kids in a few MOMENTS per week.
I posted some more Shorts on YouTube. I hope you have a Merry Christmas. It’s a great time to be grateful for your family and friends. I’ll see you in 2024!
One of the best money lessons I’ve learned (from making money mistakes) is to sleep on large purchases. If something costs more than $500, don’t buy it the same day you first consider buying it. Always sleep on it. Here’s an example: DirectBuy is a membership club that sells “wholesale” products. When you go to their presentation, they tell you your decision to join (or not join) must be made that day… before you leave. Of course, you didn’t plan to sign up for a $3,000+ club when you left the house, so don’t. It’s a sham anyway; DirectBuy is the timeshare of retail.
As we move into 2024, why don’t we all commit to watching less news? It’s designed to strike emotions in us (99% of the time on the negative side). That being said, if you still want to get the news without watching a biased TV network (and they’re all biased), consider All Sides. It’s a website (and optional newsletter) that shows you what the left and the right are saying about the current topics. It’s a good way to balance the info you intake so you can make your own decision.
You can commit to making 2024 your best year ever. I recently shared the Jim Rohn conference, Your Best Year Ever, in a previous MOMENTS. That seminar can help reframe your mindset. While you’re at it, why not reduce your stuff? I wrote an article about how we declutter 5,000 things a year. It’s a challenge that makes it fun. Try it in 2024.
To continue the theme of making 2024 a year of less, check out Joshua Becker’s book, The More of Less. It’s a quick read about reducing the unimportant things in our lives. It makes for some great motivation as we go into the new year.
Here’s something we should all talk to our kids about, though it often gets overlooked: their future spouse. Help your kids envision the qualities they want in a spouse. They need to have an idea before they fall into a relationship with the first person who gives them attention. Some things shouldn’t be negotiable, while other things are left somewhat open. The important thing is that they know what they’re looking for. You don’t have to tell them what type of person to look for, just start the conversation.
We love to visit markets when we go to other countries. I used to haggle for a lower price, especially in smaller countries where markets are a huge deal (think Eastern Europe). That is, until one day when I realized that this market is often their livelihood. I would love to get a $10 item for $7 and walk away feeling like I got a great deal, but in reality, $3 wasn’t a big deal to me and it likely was a big deal to them. I’m not suggesting you never negotiate, but in places like this, especially in less fortunate countries, consider your reason for haggling. Is it because you really can’t afford those few extra dollars or are you just doing it for the game, when it hurts the vendor more than it helps you? Just a thought.
“Therefore, if anyone is in Christ, he is a new creation. The old has passed away; behold, the new has come.”
2 Corinthians 5:17
What is your favorite way to spend the day? Are you working toward having more of those days in your life based on the choices you’re making today?